03-04-20223-0738 - SSA Retirement notes DRAFT

SSA Retirement

https://www.ssa.gov/retirement

Answer a few questions to see if you qualify for benefits right now.

How long it'll take:

10 minutes or less

Our benefits are there for you when you:

• Age and retire
• Can't work because of a disability
• Lose a spouse (or a young child loses a parent)
• Have difficulty paying for essentials like food, clothing, and a home

We'll tell you which ones you may be eligible for. The answers you share today help us understand what's going on in your life right now. We can't determine if you'll become eligible in the future.

https://www.ssa.gov/prepare/check-eligibility-for-benefits

Apply for your monthly retirement benefit any time between age 62 and 70. We calculate your payment by looking at how much you've earned throughout your life. The amount will be higher the longer you wait to apply, up until age 70. The timing is up to you and should be based on your own personal needs.

 

https://www.ssa.gov/prepare/plan-retirement

 

If you’re eligible because of a spouse’s work, the amount is at its highest at your “Full Retirement Age" (between 66 and 67). It doesn’t increase if you wait and apply after that time. If your spouse has passed away, you may be eligible for Survivor benefits starting at age 60, or at age 50 if you are disabled.

Learn more about Spouse and Survivor benefits.

 

https://www.ssa.gov/prepare/plan-retirement

 

Jobs with specific rules

Pensions from government jobs or jobs worked abroad without paying Social Security taxes

If you get a pension from a government job or a job worked in a foreign country, your monthly Social Security benefit amount may be reduced.

See how your pension may affect your benefits

Specific types of earnings

While Social Security earnings are calculated the same way for most jobs, there are some types of earnings with additional rules, including farm work, government and military work, railroad work, self-employment, and others.

https://www.ssa.gov/prepare/plan-retirement

Every year your employer tells us how much money you earned so we can update your Social Security record. If you're self-employed, you tell us directly.

We calculate your monthly retirement and disability benefit by looking at how much you've earned, so it's important to make sure your record is accurate. Check it in August to make sure last year's amount is correct.

https://www.ssa.gov/prepare/review-record-earnings

 

Learn how special payments for work done before retirement, such as bonuses, vacation pay and commissions, do not count toward the Social Security earnings limit.

 

https://www.ssa.gov/pubs/

 

INCOME

 

 

https://home.treasury.gov/

https://www.irs.gov/

https://www.dol.gov/

https://www.maine.gov/dhhs/programs-services/financial-assistance

 

CAREER (CLASS GROUP)

    TERM OF EMPLOYMENT, USUALLY 10+ YEARS [E.G. 5-10]

WORKING PEOPLE

KEYWORDS OCCUPATION PROFESSION 

KEYWORDS 2 CONTRACTOR INDEPENDENT BUSINESS TEMPORARY SUBSTITUTE/STAND-BY/STAND-IN  ; SMALL BUSINESS, LARGE BUSINESS, FIRM, ORGANIZATION, ENTERPRISE, ESTABLISHMENT, INSTITUTION, ETC. ; HEADQUARTERS BRANCH FIELD OFFICE ; OFFICE SMALL BUSINESS COMPLEX OFFICES SMALL LARGE-SCALE OFFICE (CUBICLES) ; AT WILL EMPLOYMENT ; SHORT TERM, LONG TERM ; SCHEDULE, OPERATIONS, DUTIES, RESPONSIBILITIES, CONTRACT, IDENTITY, ETC. ; ETC.. 

KEYWORD 3 LEMONADE STAND, FUNDRAISING, VOLUNTEERING, SMALL GROUP SKILL ACQUISITION TRAINING ; ETC..

KEYWORD 4 CREDENTIAL, LICENSE, EDUCATION, TRAINING, EXPERIENCE, SKILL, DISPOSITION, STANDARD, GENERAL EDUCATION, GENERAL BACKGROUND. 

KEYWORD 5 CIVILIAN GENERAL POPULACE, USA NAC DOM, AMERICA, UNITED STATES, CIVILIAN LEVEL ONE, SURFACE EARTH, PLANET EARTH, OBSERVABLE UNIVERSE, ETC..

NOTE. CAUCASIANS, ANTI-DISCRIMINATION, IMMIGRATION, EMIGRATION, EX-PATRIANT, FOREIGN, DOMESTIC, RESIDENCY, CITIZENSHIP, IDENTITY, CERTIFICATE (BIRTH/ETC.),  LICENSE, IDENTITY DOCUMENT, DOCUMENT, FILE, FOLDER, RECORD, RECORDER, ANALYST, CLASSIFICATION, DATABASE, LIBRARY, REPOSITORY, RESERVE, ETC.. UNFILED, EXEMPTIONS, EXCEPTIONS, NULL, AMENDMENTS, VOID, CORRECTIONS, RECTIFICATIONS, MITIGATIONS, AMELORIATIONS, DECLINE TO STATE, DECLINATIONS, RETIRANCE, REVERENCE, 

NOTE. OBJECTIVE, PURPOSE, MOTIVE, INTENT, METHOD, TIME, SPACE, CONTAINMENT, CENSORSHIP, PRIVACY, ACCIDENTS, HARDSHIP, RESOURCE, MEN, OPTIONS/OPPORTUNITY, INCAPACITATION [E.G. FINANCIAL, ETC.; NON-WORK/ACTIVITY/ETC. RELATED/ETC.], ETC..

NOTE. FIRST POINT GENERATION (ALL), SECOND POINT GENERATION (UTILIZATION), THIRD POINT GENERATION (APPEARANCE), ETC..

DOMAINS EDUCATION LICENSURE (STATE BOARD) ORGANIZATION (NATIONAL) ADMINISTRATION-AGENCY (FEDERAL SUBSIDARY STATE) STATE-DOMAINS FEDERAL-DOMAIN

https://en.wikipedia.org/wiki/Employment_contract

https://www.pgpf.org/blog/2023/02/income-and-wealth-in-the-united-states-an-overview-of-recent-data

https://www.census.gov/library/publications/2022/demo/p60-276.html

https://www.census.gov/library/publications/2021/demo/p60-273.html

https://en.wikipedia.org/wiki/Personal_income_in_the_United_States

https://en.wikipedia.org/wiki/Income_in_the_United_States

https://www.pewresearch.org/fact-tank/2020/07/23/are-you-in-the-american-middle-class/

https://www.bea.gov/data/income-saving/personal-income-county-metro-and-other-areas

https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines

https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines/frequently-asked-questions-related-poverty-guidelines-poverty

https://www.healthcare.gov/glossary/federal-poverty-level-fpl/

https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=&ved=2ahUKEwimvaveqcL9AhWQmmoFHabeDWAQFnoECA0QAQ&url=https%3A%2F%2Fmainecahc.org%2Fwp-content%2Fuploads%2F2015%2F04%2FMC-Income-Assets.pdf&usg=AOvVaw3ZViDKrmBBOZUvBflCjnHk

https://www.maine.gov/dhhs/ofi/programs-services/phe

https://www.dhs.pa.gov/Services/Assistance/Pages/MA-General-Eligibility.aspx

 

DRAFT